The Small Business Center at Haywood Community College will offer a free workshop entitled, “You Owe Me Big Time:  Collecting Delinquent Accounts” on Monday, November 10, 6-9 p.m. on campus in the Student Center. Contractors, local governments, medical offices, other businesses may be interested in this topic as cash becomes even tighter and your business health could depend on gardening your accounts receivable. This seminar will help the business owner understand the importance of having a meaningful collection policy and making sure their accounts receivables are not absorbing their working capital. In this workshop, you will be able to examine where your cash is going and what resources are available to assist in collecting past due accounts, including how to recover debt by using the court system. Nine proven steps to help you collect debts will be identified. The presenter is Harry Ponder, founder of Carolina Business Services, Weaverville, N.C., a business solutions company, specializing in business planning, supervisory and management development. To preregister for this free seminar, call the Small Business Center at 627-4512.